Hi Rhianna, i am in my ninth year of childminding and have always used NCMA. i just feel happier that NCMA is specifically for childminding and will cover exactly what i need. I use them for public liability, car insurance and use their contracts, medical forms and accountancy books. I have always been a member, nice to know someone is at the end of the phone if you need advice. I find them really gud value, wud not go with anyone else, hope this helps, gud luck with your childminding business,
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