All settings should have policies and procedures in place such as safeguarding policies . We do risk assessments to ensure the environment that the children are in is a safe and secure one. Having parents written permission to change nappies and maybe to have two people when changing a child. You need policies to protect yourself as well as for the children. Off site visits you should do a risk assessment before you go with the children/ have parents permission, first aid kit with you and the right number of adults to children hope this helps
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